Bangko Sentral ng Pilipinas (BSP) revealed that 86% of Filipinos don’t have bank accounts. One of the main reasons is not having enough money to open and keep one.
Author: cashmartph
Credit cards are actually two-edged swords. While it gives exciting benefits, it is also a huge financial responsibility since it has high-interest rates and other fees which you must know.
Citibank also offers various credit cards. Each has its own appeal. On the other hand, arm yourself with the knowledge on how you will be charged with its interests.
Well, it’s time to discover that investing is for everyone who wants to have a passive income. It is for those who are willing to take a financial venture.
You don’t have to be filthy rich. There are a couple of ways to invest and all you need is a couple of thousands. Most Pinoys are risk-averse. Their aim to grow their net worth is met with fear of losing their savings.
Living in the Philippines, most Filipinos get loans for various purposes. It could be for medical emergencies, education, or your long awaited vacation with the whole family.
Utang is part of our culture. And this is why there is a vast type of loans offered by banks and money lenders. Citibank does not hold back when it comes to loan services too.
Most people believe that credit cards are keys to the gateway of debts. One reason that this happens is choosing the wrong credit card which you could not handle.
Banks offer credit cards which simply means you can get items through approved short-term loans. Credit cards do not let you get items for free. It is a loan you have to pay on its due date or else you’ll be charged with the outstanding interest rate.
