When choosing a credit card, you don’t only check the interest rate. Remember that the interest rate will only be charged if you can’t settle your bill on time.
Rewards, rebates , and promos are tempting you to spend more than you should. Choose the credit card that lets you enjoy these while spending on the things you normally do.
When you finally found the home you want to call your own, the next thing you have to look for is a fitting housing loan.
With a lot of housing loan from various banks and lending institutions, will the PSBank Home Loan be the most flexible one for you?
If you are a typical Pinoy who have a few close relatives and friends, there is a high chance that you have tried borrowing from them. Borrowing money, however, is a tough test of trust. Once you break it, it would be hard to mend.
Unless you are too thick skinned, you won’t be able to face the person whose trust was broken because you never paid up. This is an old cycle that seems to be a negative part of the Filipino lending culture. As much as possible, if you choose to borrow from a friend, make sure you will settle it on the date you have promised.
Withholding tax is the tax deducted by your employer from your salary every payday or every month depending on what you have agreed on. The withholding tax is simply the partial payment of your income tax.
This simply means that you have to file your proof of income tax payments. You have to declare the total income you have earned, investments, salary deductions and paid tax from the previous year. You may file your ITR quarterly or yearly.
