Topics and articles in relation to borrowing or credit. Get more information about loans here at Cash Mart Philippines blog.
In case you try applying for a personal loan in your bank, you may be surprised that despite your well off income, you get a cold rejection. “Why am I declined, I got more than enough income to repay the loan on time,” might be the question to pop in your mind.
Unlike what most Filipino thinks, banks and most lenders do not just base their approval with the borrower’s net income. They depend more on your credit report.
Excited to finally drive your own car through the streets of Metro Manila?
If you have finally decided to get your car, then you must also be ready to face the nitty-gritty of finding getting an auto loan aside from your car.
As an old adage put it, better to sacrifice now rather than die together with empty stomachs and eyes wide open. It seems that Filipinos have long ago accepted the fate that working abroad is one of the best hopes to provide the family’s financial needs.
Countless movies have used the realistic stories of OFWs breaking backs just to send remittances to their loved ones, enduring homesickness for years if not decades. And we all have that one relative, friend or neighbor whose house or car has been acquired with ‘katas ng abroad.’
There is a vast range of credit cards to choose from, all with tempting rewards and benefits.
How will you consider the best card for your lifestyle?
Filipinos are now investing more in experiences than on gadgets and accessories. The Philippines alone is teeming with countless picture-perfect islands, beaches, and mountain ranges. Then, the world offers more escapades waiting to be discovered.
Philippine National Bank was originally a government-owned banking institution which was established on July 22, 1916. The primary services it used to render was to provide support to the Philippine industry and agriculture.
